Compare
Citizens, Inc. vs Atlantic American Corp vs UTG Inc vs Primerica, Inc.
| Latest fiscal year | Citizens, Inc. CIA | Atlantic American Corp AAMELast annual report: year ended 2024-12-31 | UTG Inc UTGN | Primerica, Inc. PRI |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2024-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $255.62M | $188.23M | $42.35M | $3.29B |
| Revenue growth (YoY) | +4.3% | +0.8% | -50.1% | +6.6% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | -2.6% | n/a | n/a |
| Net margin | 5.7% | -2.3% | 40.3% | 22.8% |
| Net income | $14.59M | -$4.27M | $17.08M | $751.23M |
| EPS (Diluted) | n/a | -$0.23 | $5.42 | $22.91 |
| Operating cash flow | $17.99M | $4.80M | -$6.52M | $901.18M |
| Free cash flow | $17.54M | $4.58M | n/a | n/a |
| Cash & equivalents | $22.98M | $35.57M | $30.54M | $756.23M |
| Total assets | $1.75B | $393.43M | $491.37M | $15.01B |
| Total liabilities | $1.52B | $293.81M | $258.68M | $12.57B |
| Shareholders' equity | $234.99M | $99.61M | $232.24M | $2.45B |
| Return on year-end equity | 6.2% | -4.3% | 7.4% | 30.7% |
| Shares outstanding | n/a | 20.40M | 3.14M | 31.81M |
Revenue, most recent five fiscal years
| Fiscal year | Citizens, Inc. | Atlantic American Corp | UTG Inc | Primerica, Inc. |
|---|---|---|---|---|
| Latest | $255.62M Ended 2025-12-31 | $188.23M Ended 2024-12-31 | $42.35M Ended 2025-12-31 | $3.29B Ended 2025-12-31 |
| 1 year earlier | $245.00M Ended 2024-12-31 | $186.79M Ended 2023-12-31 | $84.91M Ended 2024-12-31 | $3.09B Ended 2024-12-31 |
| 2 years earlier | $240.68M Ended 2023-12-31 | $187.85M Ended 2022-12-31 | $26.31M Ended 2023-12-31 | $2.75B Ended 2023-12-31 |
| 3 years earlier | $232.52M Ended 2022-12-31 | $199.55M Ended 2021-12-31 | $69.71M Ended 2022-12-31 | $2.66B Ended 2022-12-31 |
| 4 years earlier | $250.55M Ended 2021-12-31 | $195.35M Ended 2020-12-31 | $35.61M Ended 2021-12-31 | $2.71B Ended 2021-12-31 |