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Citizens, Inc. (CIA)

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SEC name CITIZENS, INC. · CIK 0000024090 · NYSE · Life Insurance

  • Sector Finance & Real Estate
  • Incorporated CO
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, Citizens, Inc. reported revenue of $255.62M. Revenue grew 4.3% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $255.01M.

Key ratios (year ended 2025-12-31)

5.7%
Net margin
6.2%
Return on year-end equity
4.3%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-10-09

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$255.01M$255.62M$245.00M$240.68M$232.52M$250.55M$238.86M$250.54M$244.01M$252.63M$245.41M
Net Income$11.60M$14.59M$14.91M$24.44M$26.01M$72.71M-$10.99M-$1.37M-$11.06M-$38.13M$1.97M
Total Assets$1.75B$1.75B$1.69B$1.67B$1.59B$1.85B$1.84B$1.74B$1.62B$1.64B$1.58B
Total Liabilities$1.52B$1.52B$1.47B$1.50B$1.46B$1.53B$1.54B$1.49B$1.43B$1.42B$1.33B
Shareholders' Equity$235.16M$234.99M$210.35M$172.13M$127.79M$99.96M$300.94M$259.84M$187.73M$223.51M$249.10M
Cash & Equivalents$16.96M$22.98M$29.27M$27.00M$22.97M$27.29M$34.13M$46.20M$45.49M$46.06M$35.51M
Operating Cash Flow$15.49M$17.99M$31.92M$22.06M$56.92M$40.45M$48.83M$72.22M$84.62M$93.01M$102.27M
Capital Expenditures$525.0K$447.0K$663.0K$442.0K$100.0K$1.01M$221.0K$511.0K$724.0K$1.33M$2.21M
Free Cash Flow$14.97M$17.54M$31.25M$21.61M$56.82M$39.45M$48.61M$71.71M$83.90M$91.69M$100.06M
Weighted Average Diluted Sharesn/an/an/a50.68M50.87M50.65M50.94M50.35M50.14M50.08M50.08M

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