Compare

Bank of the James Financial Group Inc vs First US Bancshares, Inc. vs Juniata Valley Financial Corp vs United Bancorp Inc

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Bank of the James Financial Group Inc BOTJRevenue covers only part of its income (partial revenue)	First US Bancshares, Inc. FUSBRevenue covers only part of its income (partial revenue)	Juniata Valley Financial Corp JUVF	United Bancorp Inc UBCP
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$9.02M	$5.99M	$7.98M	$7.75M
EPS (Diluted)	$1.99	$1.00	$1.59	$1.34
Operating cash flow	$11.66M	$12.32M	$10.10M	$10.46M
Free cash flow	$10.49M	$9.08M	n/a	-$1.32M
Cash & equivalents	n/a	$73.55M	n/a	$46.53M
Total assets	$1.04B	$1.15B	$895.26M	$857.45M
Total liabilities	$958.98M	$1.05B	$837.89M	$786.93M
Shareholders' equity	$80.05M	$105.65M	$57.37M	$70.52M
Return on year-end equity	11.3%	5.7%	13.9%	11.0%
Shares outstanding	4.54M	5.70M	5.02M	5.76M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Bank of the James Financial Group Inc	First US Bancshares, Inc.	Juniata Valley Financial Corp	United Bancorp Inc
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a