Yiren Digital Ltd. (YRD)

Name: Yiren Digital Ltd. (YRD) annual fundamentals
Creator: TickerFacts
License: https://creativecommons.org/publicdomain/zero/1.0/

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CIK 0001631761 · NYSE · Finance Services

Sector Finance & Real Estate
Fiscal year ends Dec 31

For the year ended 2025-12-31, Yiren Digital Ltd. reported revenue of $817.84M.

Key ratios (year ended 2025-12-31)

-103.9%

Operating margin

1.0%

Net margin

0.6%

Return on year-end equity

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Latest selected filing: Form 6-K (current report) · 2026-10-15

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

Period ended	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31
Revenue	$817.84M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
R&D Expense	$58.14M	$56.43M	$20.95M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Income	-$849.55M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Depreciation & Amortization	$1.85M	$1.22M	$1.00M	$3.83M	$6.79M	$14.06M	$18.08M	$5.74M	$3.65M	$1.53M
EBITDA	-$847.70M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Income	$7.80M	$216.77M	$292.99M	$173.24M	$162.10M	-$106.17M	$165.99M	$140.59M	$210.84M	$160.79M
EPS (Diluted)	$0.0446	$1.24	$1.64	$0.99	$0.95	-$0.59	$0.89	$1.13	$1.72	$1.35
Total Assets	$1.92B	$1.78B	$1.45B	$1.24B	$1.21B	$1.03B	$1.39B	$1.09B	$1.16B	$688.95M
Total Liabilities	$598.15M	$471.31M	$308.65M	$363.23M	$457.90M	$448.21M	$740.37M	$348.79M	$699.11M	$380.74M
Shareholders' Equity	$1.33B	$1.31B	$1.14B	$874.39M	$756.59M	$578.95M	$644.96M	$744.81M	$456.49M	$308.21M
Cash & Equivalents	$478.78M	$526.25M	$815.69M	$619.37M	$449.51M	$378.53M	$459.38M	$295.07M	$285.44M	$139.45M
Operating Cash Flow	$100.62M	$195.10M	$305.78M	$268.14M	$24.82M	$43.22M	$39.38M	-$119.29M	$417.52M	n/a
Capital Expenditures	$3.68M	$1.26M	$626.0K	$128.0K	$1.48M	$2.10M	$6.89M	$7.59M	$10.84M	$4.32M
Free Cash Flow	$96.94M	$193.84M	$305.15M	$268.01M	$23.35M	$41.12M	$32.49M	-$126.89M	$406.68M	n/a
Share Repurchases	$32.0K	$10.36M	$6.78M	$556.0K	$432.0K	$467.0K	$5.29M	$37.0K	n/a	n/a
Dividends Paid	$39.06M	$16.76M	n/a	n/a	n/a	n/a	n/a	$15.51M	$93.02M	n/a
Shares Outstanding	174.68M	172.61M	174.71M	178.58M	170.00M	167.97M	185.60M	123.13M	121.34M	119.51M
Weighted Average Diluted Shares	174.68M	174.71M	178.69M	175.39M	170.59M	180.30M	186.54M	186.27M	182.44M	118.94M
EPS (Basic)	$0.0449	$1.25	$1.66	$0.99	$0.96	-$0.59	$0.90	$1.15	$1.75	$1.36

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