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Company research / UCB

UNITED COMMUNITY BANKS INC (UCB)

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CIK 0000857855 · NYSE · State Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated GA
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, UNITED COMMUNITY BANKS INC reported revenue of $1.06B. Revenue grew 11.7% from the prior annual period.

Key ratios (year ended 2025-12-31)

30.9%
Net margin
9.0%
Return on year-end equity
11.7%
Revenue growth (YoY)

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Latest selected filing: 4 · 2026-09-02

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Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. A dash means a matching observation is unavailable.

Period ended2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$1.06B$952.12M$893.25M$826.15M$744.40M$577.43M$560.96M$522.21M$440.44M$404.28M
Net Income$328.10M$252.40M$187.54M$277.47M$269.80M$164.09M$185.72M$166.11M$67.82M$100.66M
EPS (Diluted)$2.62$2.04$1.54$2.52$2.97$1.91$2.31$2.07$0.92$1.40
Total Assets$28.00B$27.72B$27.30B$24.01B$20.95B$17.79B$12.92B$12.57B$11.92B$10.71B
Total Liabilities$24.36B$24.29B$24.04B$21.31B$18.72B$15.79B$11.28B$11.12B$10.61B$9.63B
Shareholders' Equity$3.64B$3.43B$3.26B$2.70B$2.22B$2.01B$1.64B$1.46B$1.30B$1.08B
Cash & Equivalents————————$314.27M$217.35M
Operating Cash Flow$384.04M$349.73M$293.97M$607.31M$359.32M$158.68M$153.93M$270.01M$207.96M$139.91M
Capital Expenditures$27.58M$47.04M$72.48M$42.70M$26.48M$18.46M$20.94M$17.62M$22.18M$17.38M
Shares Outstanding120.60M119.36M119.01M106.22M89.35M86.68M79.01M79.23M77.58M70.90M
Dividends Per Share$0.98$0.94$0.92$0.86$0.78$0.72$0.68$0.58$0.38$0.30
Weighted Average Diluted Shares121.44M119.90M117.75M106.78M88.10M83.25M79.71M79.67M73.26M71.92M
EPS (Basic)$2.62$2.04$1.54$2.52$2.97$1.91$2.31$2.07$0.92$1.40