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Company research / UBSI

United Bankshares Inc (UBSI)

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SEC name UNITED BANKSHARES INC/WV · CIK 0000729986 · Nasdaq · State Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated WV
  • Fiscal year ends Dec 31

Partial revenue. In this company's filings, net income for the year ended 2022-12-31 is more than half of reported revenue, which for a bank means revenue covers only fee income. The revenue it tags covers only part of its income (banks and REITs often tag only fee income this way, leaving out interest or rent), so it is not the company's whole top line. Margins on it are not computed, and it is left out of revenue rankings.

Key ratios (year ended 2025-12-31)

8.5%
Return on year-end equity

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Latest selected filing: Form 8-K (current report) · 2026-10-22

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenuen/an/an/an/a$311.96M$330.96M$263.25M$276.62M$239.68Mn/an/a
Depreciation & Amortizationn/an/an/an/an/an/an/a-$20.53M-$21.06M-$21.57M-$8.72M
Net Income$515.15M$464.60M$373.00M$366.31M$379.63M$367.74M$289.02M$260.10M$256.34M$150.58M$147.08M
EPS (Diluted)n/a$3.27$2.75$2.71$2.80$2.83$2.40$2.55$2.45$1.54$1.99
Total Assets$33.75B$33.66B$30.02B$29.93B$29.49B$29.33B$26.18B$19.66B$19.25B$19.06B$14.51B
Total Liabilities$28.24B$28.16B$25.03B$25.16B$24.97B$24.61B$21.89B$16.30B$16.00B$15.82B$12.27B
Long-Term Debtn/a$531.82M$540.42M$1.79B$2.20B$817.39M$864.37M$1.84B$1.50B$1.36B$1.17B
Shareholders' Equity$5.51B$5.50B$4.99B$4.77B$4.52B$4.72B$4.30B$3.36B$3.25B$3.24B$2.24B
Cash & Equivalentsn/an/an/an/an/an/an/an/an/an/a$1.43B
Operating Cash Flow$555.58M$498.91M$445.45M$435.24M$760.82M$609.54M$140.45M$151.97M$294.04M$253.93M$170.73M
Capital Expenditures$21.65M$17.71M$12.13M$11.69M$16.86M$15.38M$19.02M$11.08M$5.78M$14.36M$7.27M
Free Cash Flow$533.93M$481.19M$433.33M$423.55M$743.96M$594.16M$121.42M$140.88M$288.26M$239.57M$163.46M
Share Repurchases$210.34M$126.99M$1.04M$1.38M$79.46M$11.21M$21.32M$35.67M$100.72M$1.0K$1.0K
Dividends Paid$211.88M$209.00M$200.73M$194.73M$193.04M$181.28M$162.71M$138.94M$142.35M$121.35M$96.35M
Dividends Per Sharen/a$1.49$1.48$1.45$1.44$1.41$1.40$1.37$1.36$1.33$1.32
Weighted Average Diluted Sharesn/a141.83M135.23M134.75M135.12M129.51M120.09M101.85M104.30M97.89M73.89M
EPS (Basic)n/a$3.28$2.76$2.72$2.81$2.84$2.40$2.55$2.46$1.54$2.00

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