Old Second Bancorp Inc (OSBC)

Name: Old Second Bancorp Inc (OSBC) annual fundamentals
Creator: TickerFacts
License: https://creativecommons.org/publicdomain/zero/1.0/

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SEC name OLD SECOND BANCORP INC · CIK 0000357173 · Nasdaq · State Commercial Banks

Sector Finance & Real Estate
Incorporated DE
Fiscal year ends Dec 31

Key ratios (year ended 2025-12-31)

9.0%

Return on year-end equity

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Latest selected filing: Form 8-K (current report) · 2026-10-19

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period ended	TTM to 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31
Depreciation & Amortization	$6.74M	$6.15M	$5.59M	$4.49M	$4.08M	$3.15M	$2.80M	$2.46M	$2.42M	$2.31M	$2.29M
Net Income	$92.42M	$80.31M	$85.26M	$91.73M	$67.41M	$20.04M	$27.82M	$39.45M	$34.01M	$15.14M	$15.68M
EPS (Diluted)	n/a	$1.62	$1.87	$2.02	$1.49	$0.65	$0.92	$1.30	$1.12	$0.50	$0.53
Total Assets	$6.87B	$6.90B	$5.65B	$5.72B	$5.89B	$6.21B	$3.04B	$2.64B	$2.68B	$2.38B	$2.25B
Total Liabilities	$5.97B	$6.01B	$4.98B	$5.15B	$5.43B	$5.71B	$2.73B	$2.36B	$2.45B	$2.18B	$2.08B
Shareholders' Equity	$902.81M	$896.77M	$671.03M	$577.28M	$461.14M	$502.03M	$307.09M	$277.86M	$229.08M	$200.35M	$175.21M
Cash & Equivalents	$143.33M	$124.03M	$99.33M	$100.14M	$115.18M	$752.11M	$329.90M	$50.63M	$55.23M	$55.83M	$47.33M
Operating Cash Flow	$145.71M	$122.26M	$131.53M	$116.40M	$97.34M	$31.05M	$25.99M	$52.64M	$54.91M	$37.10M	$27.26M
Capital Expenditures	$3.54M	$4.50M	$10.79M	$12.38M	$4.33M	$2.03M	$3.92M	$4.38M	$1.90M	$1.05M	$1.99M
Free Cash Flow	$142.16M	$117.76M	$120.75M	$104.03M	$93.01M	$29.01M	$22.07M	$48.26M	$53.01M	$36.05M	$25.27M
Share Repurchases	$46.13M	$7.41M	$1.05M	$605.0K	$455.0K	$10.42M	$5.92M	$666.0K	$505.0K	$236.0K	$254.0K
Dividends Paid	$14.15M	$12.24M	$9.41M	$8.95M	$8.88M	$4.61M	$1.19M	$1.20M	$1.19M	$1.18M	$888.0K
Shares Outstanding	50.94M	52.67M	44.87M	44.70M	44.58M	44.46M	29.33M	29.93M	29.76M	29.63M	29.56M
Dividends Per Share	n/a	$0.25	$0.21	$0.20	$0.20	$0.16	$0.04	$0.04	$0.04	$0.04	$0.03
Weighted Average Diluted Shares	n/a	49.67M	45.64M	45.40M	45.21M	30.74M	30.17M	30.42M	30.31M	30.04M	29.84M
EPS (Basic)	n/a	$1.64	$1.90	$2.05	$1.51	$0.66	$0.94	$1.32	$1.14	$0.51	$0.53

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