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OppFi Inc. (OPFI)

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CIK 0001818502 · NYSE · Finance Services

  • Sector Finance & Real Estate
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, OppFi Inc. reported revenue of $381.18M. Revenue grew 18.6% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $363.60M.

Key ratios (year ended 2025-12-31)

43.7%
Operating margin
38.4%
Net margin
250.1%
Return on year-end equity
18.6%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-09-21

Headquarters locality: Chicago · View on map

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Revenue$363.60M$381.18M$321.48M$273.18M$216.96M$263.68M$200.23M$114.87M
Operating Income$139.09M$166.68M$94.54M$46.35M-$6.34M$57.26M$77.52M$32.99M
Depreciation & Amortization$4.00M$5.16M$9.62M$12.73M$13.58M$10.28M$6.73M$4.28M
EBITDA$143.09M$171.84M$104.16M$59.09M$7.24M$67.54M$84.25M$37.28M
Net Income$184.03M$146.25M$83.84M$39.48M$3.34M$89.80M$77.52M$32.99M
EPS (Diluted)n/a$0.99$0.36-$0.06$0.05$0.48$0.00$0.00
Total Assets$770.73M$754.09M$641.17M$601.54M$579.84M$502.11M$285.84Mn/a
Total Liabilities$356.47M$445.21M$406.96M$407.51M$420.69M$344.23M$186.51Mn/a
Long-Term Debtn/an/an/an/an/a$50.00Mn/an/a
Shareholders' Equity$414.25M$58.48M$32.77M$10.44M-$494.0K-$9.04M$5.00Mn/a
Cash & Equivalents$64.35M$49.45M$61.34M$31.79M$16.24M$25.06M$25.60Mn/a
Operating Cash Flow$404.76M$401.31M$323.81M$296.15M$243.30M$167.35M$192.11M$148.92M
Capital Expenditures$19.86M$19.11M$13.01M$8.99M$13.25M$14.37M$10.72M$6.64M
Free Cash Flow$384.90M$382.19M$310.80M$287.15M$230.05M$152.97M$181.39M$142.28M
Share Repurchases$26.71M$15.52M$3.55M$0$2.46M$0$0n/a
Dividends Paid$0$6.41M$2.37M$0$0n/an/an/a
Shares Outstandingn/an/an/an/an/a13.63Mn/an/a
Dividends Per Sharen/a$0.25$0.12n/an/an/an/an/a
Weighted Average Diluted Sharesn/a26.51M20.15M16.39M84.26M84.47Mn/an/a
EPS (Basic)n/a$0.99$0.36-$0.06$0.51$1.93$0.00$0.00

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