Company research / NCNO

nCino, Inc. (NCNO)

CIK 0001902733 · Nasdaq · Services-Prepackaged Software

  • Sector Services
  • Incorporated DE
  • Fiscal year ends Jan 31

For the year ended 2026-01-31, nCino, Inc. reported revenue of $594.78M. Revenue grew 10.0% from the prior annual period. Over the twelve months to 2026-07-31, revenue was $622.24M.

Key ratios (year ended 2026-01-31)

60.6%
Gross margin
0.6%
Operating margin
0.9%
Net margin
0.5%
Return on year-end equity
10.0%
Revenue growth (YoY)

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Latest selected filing: Form 4 (ownership change) · 2026-10-14

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-07-31 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-07-31
2026-01-312025-01-312024-01-312023-01-312022-01-312021-01-312020-01-31
Revenue$622.24M$594.78M$540.66M$476.54M$408.31M$273.87M$204.29M$138.18M
Cost of Revenue$234.93M$234.61M$215.87M$191.47M$169.61M$111.41M$88.14M$64.07M
Gross Profit$387.31M$360.17M$324.79M$285.07M$238.71M$162.45M$116.16M$74.11M
R&D Expense$119.42M$127.53M$129.42M$117.31M$121.58M$79.36M$58.26M$35.30M
Operating Income$49.27M$3.73M-$18.13M-$39.51M-$94.01M-$71.36M-$42.61M-$28.17M
Depreciation & Amortization$40.99M$42.26M$36.34M$45.26M$34.65M$10.01M$7.43M$4.61M
EBITDA$90.26M$45.98M$18.21M$5.75M-$59.36M-$61.35M-$35.18M-$23.56M
Net Income$33.60M$5.18M-$37.88M-$42.35M-$102.72M-$49.45M-$40.54M-$27.59M
EPS (Diluted)n/a$0.05-$0.33-$0.38-$0.93-$0.51-$0.46-$0.35
Total Assets$1.57B$1.65B$1.61B$1.34B$1.33B$1.30B$563.40Mn/a
Total Liabilities$626.52M$579.45M$512.78M$287.83M$299.60M$230.51M$134.43Mn/a
Shareholders' Equity$929.83M$1.06B$1.09B$1.05B$1.02B$1.07B$425.18M$167.27M
Cash & Equivalents$83.29M$88.37M$120.93M$112.08M$82.04M$88.01M$371.43M$91.18M
Operating Cash Flow$133.61M$90.06M$55.20M$57.28M-$15.38M-$19.23M$9.22M-$9.00M
Capital Expenditures$1.44M$7.50M$1.82M$3.52M$18.34M$5.46M$4.34M$5.76M
Free Cash Flow$132.17M$82.56M$53.38M$53.77M-$33.72M-$24.69M$4.88M-$14.76M
Share Repurchases$240.16M$125.10M$0$0n/an/an/an/a
Shares Outstanding105.13M113.90M116.00M113.68M111.42M109.78M93.64Mn/a
Weighted Average Diluted Sharesn/a114.35M115.16M112.67M110.62M96.72M87.68M78.32M
EPS (Basic)n/a$0.05-$0.33-$0.38-$0.93-$0.51-$0.46-$0.35

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