TickerFacts.

Company research / IBCP

INDEPENDENT BANK CORP /MI/ (IBCP)

Build a valuation ↗↓ Download CSV

CIK 0000039311 · Nasdaq · State Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated MI
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, INDEPENDENT BANK CORP /MI/ reported revenue of $32.08M. Revenue grew 0.3% from the prior annual period.

Key ratios (year ended 2025-12-31)

213.7%
Net margin
13.6%
Return on year-end equity
0.3%
Revenue growth (YoY)

Beyond the statements

Follow the company.

Explore new filings, reported insider transactions and company relationships.

Open company research ↗

Latest selected filing: 4 · 2026-08-20

Price chart

Chart and quotes by TradingView. Exchange coverage and delays vary.

Open chart on TradingView

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. A dash means a matching observation is unavailable.

Period ended2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$32.08M$31.98M$32.90M$31.64M$29.10M$24.03M$25.95M$27.13M——
Net Income$68.54M$66.79M$59.07M$63.35M$62.90M$56.15M$46.44M$39.84M$20.48M$22.77M
EPS (Diluted)$3.27$3.16$2.79$2.97$2.88$2.53$2.00$1.68$0.95$1.05
Total Assets$5.51B$5.34B$5.26B$5.00B$4.70B$4.20B$3.56B$3.35B$2.79B$2.55B
Total Liabilities$5.00B$4.88B$4.86B$4.65B$4.31B$3.81B$3.21B$3.01B$2.52B$2.30B
Shareholders' Equity$502.95M$454.69M$404.45M$347.60M$398.48M$389.52M$350.17M$338.99M$264.93M$249.33M
Cash & Equivalents$138.39M$119.88M$169.78M$74.37M$109.47M$118.70M$65.30M$70.24M$54.74M$83.19M
Operating Cash Flow$76.66M$63.15M$75.59M$94.63M$110.15M$58.68M$34.49M$44.92M$38.61M$23.70M
Capital Expenditures$6.49M$7.95M$6.02M$5.68M$5.84M$4.38M$4.94M$3.86M$4.24M$3.46M
Shares Outstanding20.55M20.90M20.84M21.06M21.17M21.85M22.48M23.58M21.33M21.26M
Dividends Per Share$1.04$0.96$0.92$0.88$0.84$0.80$0.72$0.60$0.42$0.34
EPS (Basic)$3.30$3.20$2.82$3.00$2.91$2.56$2.03$1.70$0.96$1.06