Farmers & Merchants Bancshares, Inc. (FMFG)

Name: Farmers & Merchants Bancshares, Inc. (FMFG) annual fundamentals
Creator: TickerFacts
License: https://creativecommons.org/publicdomain/zero/1.0/

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CIK 0001698022 · OTC · Savings Institutions, Not Federally Chartered

Sector Finance & Real Estate
Incorporated MD
Fiscal year ends Dec 31

Key ratios (year ended 2025-12-31)

8.9%

Return on year-end equity

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Latest selected filing: Form 8-K (current report) · 2026-09-23

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

Period ended	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31
Depreciation & Amortization	$578.0K	$559.0K	$467.0K	$445.9K	$434.4K	$371.6K	$295.0K	$322.7K	$357.6K	$379.8K
Net Income	$5.77M	$4.28M	$6.42M	$8.09M	$8.15M	$2.68M	$4.56M	$4.71M	$3.79M	$3.91M
EPS (Diluted)	$1.81	$1.37	$2.08	$2.66	n/a	n/a	n/a	n/a	n/a	n/a
Total Assets	$871.96M	$844.64M	$799.94M	$718.21M	$716.68M	$677.32M	$442.22M	$417.16M	$402.90M	$379.83M
Total Liabilities	$807.30M	$788.37M	$747.76M	$670.44M	$660.06M	$625.59M	$392.76M	$371.76M	$361.11M	$340.82M
Long-Term Debt	$12.04M	$11.33M	$13.21M	$15.10M	$16.98M	$16.97M	n/a	n/a	n/a	n/a
Shareholders' Equity	$64.66M	$56.27M	$52.18M	$47.77M	$56.62M	$51.73M	$49.45M	$45.39M	$41.80M	$39.01M
Cash & Equivalents	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	$7.24M	$13.31M
Operating Cash Flow	$6.05M	$2.31M	$5.90M	$7.16M	$11.70M	$4.45M	$5.72M	$5.36M	$7.68M	$2.44M
Capital Expenditures	$370.0K	$1.34M	$863.0K	$410.8K	$300.4K	$387.1K	$256.6K	$191.7K	$114.2K	$181.5K
Free Cash Flow	$5.68M	$968.0K	$5.04M	$6.75M	$11.40M	$4.07M	$5.46M	$5.17M	$7.57M	$2.26M
Dividends Paid	$1.33M	$1.38M	$1.24M	$1.23M	$1.16M	$1.07M	$1.02M	$933.9K	$953.5K	$942.0K
Shares Outstanding	3.23M	3.17M	3.12M	3.07M	3.04M	3.01M	2.97M	1.68M	1.67M	1.66M
Dividends Per Share	n/a	$0.67	$0.66	$0.63	$0.57	$0.52	$0.51	$0.47	$0.76	$0.70
Weighted Average Diluted Shares	3.19M	3.13M	3.09M	3.05M	n/a	n/a	n/a	n/a	n/a	n/a
EPS (Basic)	$1.81	$1.37	$2.08	$2.66	$2.70	n/a	n/a	n/a	n/a	n/a