Company research / EZPW

EZCorp Inc (EZPW)

SEC name EZCORP INC · CIK 0000876523 · Nasdaq · Retail-Miscellaneous Retail

  • Sector Retail Trade
  • Incorporated DE
  • Fiscal year ends Sep 30

For the year ended 2025-09-30, EZCorp Inc reported revenue of $1.27B. Revenue grew 9.7% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $1.58B.

Key ratios (year ended 2025-09-30)

58.5%
Gross margin
11.7%
Operating margin
8.6%
Net margin
10.7%
Return on year-end equity
9.7%
Revenue growth (YoY)

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Latest selected filing: Form 4 (ownership change) · 2026-08-25

Headquarters locality: Austin · View on map

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30
2025-09-302024-09-302023-09-302022-09-302021-09-302020-09-302019-09-302018-09-302017-12-312017-09-30
Revenue$1.58B$1.27B$1.16B$1.05B$886.23M$729.55M$822.78M$847.23M$812.16Mn/a$747.95M
Cost of Revenuen/an/an/an/an/an/an/an/an/an/a$266.52M
Gross Profit$927.76M$746.07M$682.27M$609.84M$528.15M$449.49M$449.20M$494.45M$481.55Mn/a$435.51M
Operating Income$220.26M$149.17M$112.53M$92.15M$74.92M$31.17M-$48.38M$47.01M$67.12Mn/a$53.04M
Depreciation & Amortization$36.17M$32.54M$33.07M$32.13M$32.14M$30.67M$30.83M$28.80M$25.48Mn/a$23.66M
EBITDA$256.43M$181.71M$145.60M$124.28M$107.06M$61.84M-$17.56M$75.81M$92.61Mn/a$76.70M
Net Income$158.31M$109.61M$83.09M$38.46M$50.16M$8.61M-$68.46M$2.54M$37.28Mn/a$31.41M
EPS (Diluted)n/a$1.42$1.10$0.53$0.70$0.15-$1.24$0.05$0.64n/a$0.58
Total Assets$2.17B$1.95B$1.49B$1.47B$1.35B$1.27B$1.20B$1.08B$1.24Bn/a$1.02B
Total Liabilities$998.53M$925.72M$688.67M$721.94M$655.65M$594.67M$547.90M$338.75M$502.37Mn/a$364.44M
Long-Term Debt$519.49M$518.08M$327.33M$360.11M$312.90M$311.47M$251.23M$238.59M$416.88Mn/a$284.81M
Shareholders' Equity$1.17B$1.03B$804.57M$745.77M$692.23M$672.24M$649.13M$744.95M$739.41Mn/a$656.36M
Cash & Equivalents$311.03M$469.52M$170.51M$220.59M$206.03M$253.67M$304.54M$157.57M$285.31M$112.96M$164.39M
Operating Cash Flow$181.64M$148.99M$113.60M$101.83M$66.53M$46.44M$49.08M$103.52M$88.98Mn/a$50.67M
Capital Expenditures$43.32M$38.56M$35.76M$40.45M$31.89M$23.60M$28.53M$38.84M$40.47Mn/a$25.00M
Free Cash Flow$138.32M$110.42M$77.84M$61.39M$34.64M$22.84M$20.55M$64.68M$48.51Mn/a$25.66M
Share Repurchases$9.04M$7.00M$12.01M$16.99M$2.04M$0$5.16M$0$0n/a$0
Weighted Average Diluted Sharesn/a83.38M84.45M80.86M82.40M55.95M55.31M55.98M57.90Mn/a54.37M
EPS (Basic)n/a$1.91$1.51$0.69$0.89$0.15-$1.24$0.05$0.68n/a$0.58

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