Essent Group Ltd. (ESNT)

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CIK 0001448893 · NYSE · Surety Insurance

  • Sector Finance & Real Estate
  • Incorporated D0
  • Fiscal year ends Dec 31

In fiscal 2025, Essent Group Ltd. reported revenue of $1.26B, up 1.5% from the prior year. The company was profitable, with a net margin of 54.7%. It held $7.44B in total assets against $1.68B in total liabilities.

Key ratios (FY2025)

54.7%
Net margin
12.0%
Return on equity
+1.5%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$1.26B$1.24B$1.11B$1.00B$1.03B$955.15M$867.57M$719.35M$576.51M$458.26M
Net Income$689.97M$729.40M$696.39M$831.35M$681.78M$413.04M$555.71M$467.36M$379.75M$222.61M
EPS (Diluted)$6.90$6.85$6.50$7.72$6.11$3.88$5.66$4.77$3.99$2.41
Total Assets$7.44B$7.11B$6.43B$5.72B$5.72B$5.20B$3.87B$3.15B$2.67B$1.88B
Total Liabilities$1.68B$1.51B$1.32B$1.26B$1.49B$1.34B$888.58M$784.25M$733.93M$539.23M
Shareholders' Equity$5.76B$5.60B$5.10B$4.46B$4.24B$3.86B$2.98B$2.37B$1.94B$1.34B
Cash & Equivalents$64.95M$43.52M$27.53M
Operating Cash Flow$856.05M$861.53M$763.00M$588.82M$709.26M$727.93M$589.85M$625.32M$368.57M$274.56M
Capital Expenditures$7.36M$6.77M$4.00M$3.98M$2.50M$2.45M$3.41M$4.05M$2.78M$3.16M
Shares Outstanding100.02M106.55M107.13M107.65M111.56M106.38M98.23M97.97M95.21M92.25M
Dividends Per Share$1.24$1.12$1.00$0.86$0.70$0.64$0.30