Company research / EMYB

Embassy Bancorp, Inc. (EMYB)

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CIK 0001449794

Key ratios (year ended 2025-12-31)

10.7%

Return on year-end equity

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Latest selected filing: 4 · 2026-08-31

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. A dash means a matching observation is unavailable.

Period ended	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31
Net Income	$13.70M	$10.44M	$12.66M	$17.70M	$16.79M	$12.81M	$10.88M	$10.08M	$7.30M	$7.15M
EPS (Diluted)	$1.79	$1.37	$1.67	$2.34	$2.22	$1.70	$1.44	$1.34	$0.97	$0.96
Total Assets	$1.80B	$1.70B	$1.66B	$1.64B	$1.63B	$1.44B	$1.18B	$1.10B	$996.97M	$924.23M
Total Liabilities	$1.67B	$1.60B	$1.55B	$1.55B	$1.51B	$1.33B	$1.08B	$1.01B	$917.20M	$850.96M
Shareholders' Equity	$127.58M	$106.48M	$105.66M	$88.28M	$122.52M	$112.17M	$99.61M	$87.22M	$79.77M	$73.28M
Cash & Equivalents	—	—	—	—	—	—	—	$27.58M	$33.53M	$24.22M
Operating Cash Flow	$12.83M	$9.94M	$19.50M	$19.91M	$15.25M	$13.63M	$14.30M	$12.84M	$10.42M	$9.20M
Capital Expenditures	$632.0K	$739.0K	$806.0K	$719.0K	$1.51M	$1.98M	$778.0K	$1.02M	$491.0K	$581.0K
Shares Outstanding	7.55M	7.63M	7.60M	7.59M	7.54M	7.53M	7.48M	7.46M	7.47M	7.44M
Dividends Per Share	$0.48	$0.42	$0.40	$0.35	$0.30	$0.22	$0.20	$0.17	$0.14	$0.13
Weighted Average Diluted Shares	7.63M	7.61M	7.60M	7.57M	7.55M	—	—	—	—	—
EPS (Basic)	$1.79	$1.37	$1.67	$2.34	$2.23	$1.71	$1.46	$1.35	$0.98	$0.96