CHOICEONE FINANCIAL SERVICES INC (COFS)
↓ Download CSV- Sector Finance & Real Estate
- Incorporated MI
- Fiscal year ends Dec 31
In fiscal 2025, CHOICEONE FINANCIAL SERVICES INC reported revenue of $227.62M, up 63.6% from the prior year. The company was profitable, with a net margin of 12.4%. It held $4.41B in total assets against $3.95B in total liabilities.
Key ratios (FY2025)
12.4%
Net margin
6.1%
Return on equity
+63.6%
Revenue growth (YoY)
| Metric (FY) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $227.62M | $139.10M | $113.89M | $89.13M | — | — | — | — | — | — |
| Net Income | $28.18M | $26.73M | $21.26M | $23.64M | $22.04M | $15.61M | $7.17M | $7.33M | $6.17M | $6.09M |
| EPS (Diluted) | $2.01 | $3.25 | $2.82 | $3.15 | $2.86 | $2.07 | $1.58 | $2.02 | $1.70 | $1.68 |
| Total Assets | $4.41B | $2.72B | $2.58B | $2.39B | $2.37B | $1.92B | $1.39B | $670.54M | $646.54M | $607.37M |
| Total Liabilities | $3.95B | $2.46B | $2.38B | $2.22B | $2.15B | $1.69B | $1.19B | $590.07M | $569.99M | $535.67M |
| Shareholders' Equity | $465.35M | $260.42M | $195.63M | $160.83M | $221.67M | $227.27M | $192.14M | $80.48M | $76.55M | $71.70M |
| Cash & Equivalents | $87.99M | $96.75M | $55.43M | $43.94M | $31.89M | $79.52M | $59.56M | $19.69M | $36.84M | $14.81M |
| Operating Cash Flow | $31.81M | $47.08M | $46.33M | $44.33M | $37.70M | $8.48M | $9.20M | $9.96M | $8.09M | $10.93M |
| Capital Expenditures | $6.63M | $1.71M | $4.23M | $1.16M | $2.76M | $1.85M | $766.0K | $4.21M | $1.66M | $1.82M |
| Shares Outstanding | 15.00M | 8.97M | 7.55M | 7.52M | 7.51M | 7.80M | 7.25M | 3.62M | 3.45M | 3.28M |
| Dividends Per Share | $1.13 | $1.09 | $1.05 | $1.01 | $0.94 | $0.82 | $1.40 | $0.71 | $0.64 | $0.62 |