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Cullen/Frost Bankers, Inc. (CFR)

Also trades as CFR-PB. Every security a company lists rests on one set of financial statements, so these figures cover the whole company.

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SEC name CULLEN/FROST BANKERS, INC. · CIK 0000039263 · NYSE · National Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated TX
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, Cullen/Frost Bankers, Inc. reported revenue of $2.24B. Revenue grew 8.3% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $2.30B.

Key ratios (year ended 2025-12-31)

29.0%
Net margin
14.2%
Return on year-end equity
8.3%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-08-17

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$2.30B$2.24B$2.06B$1.99B$1.70B$1.37B$1.44B$1.37B$1.31B$1.20B$1.13B
Depreciation & Amortization$88.70M$87.78M$82.82M$76.44M$71.34M$69.29M$64.37M$54.09M$50.17M$47.81M$48.18M
Net Income$683.68M$648.56M$582.54M$597.97M$579.15M$443.08M$331.15M$443.60M$454.92M$364.15M$304.26M
EPS (Diluted)n/a$9.92$8.87$9.10$8.81$6.76$5.10$6.84$6.90$5.51$4.70
Total Assets$53.88B$53.04B$52.52B$50.85B$52.89B$50.88B$42.39B$34.03B$32.29B$31.75B$30.20B
Total Liabilities$49.26B$48.47B$48.62B$47.13B$49.76B$46.44B$38.10B$30.12B$28.92B$28.45B$27.19B
Shareholders' Equity$4.62B$4.57B$3.90B$3.72B$3.14B$4.44B$4.29B$3.91B$3.37B$3.30B$3.00B
Operating Cash Flow$719.58M$273.98M$989.53M$478.85M$722.58M$648.29M$524.24M$634.09M$562.39M$538.08M$437.84M
Capital Expenditures$178.12M$146.65M$127.78M$158.63M$102.50M$65.85M$95.42M$206.72M$79.27M$34.09M$53.65M
Free Cash Flow$541.46M$127.33M$861.76M$320.21M$620.08M$582.44M$428.82M$427.37M$483.12M$503.99M$384.19M
Share Repurchases$318.35M$157.83M$60.90M$42.72M$4.39M$3.86M$15.79M$68.79M$101.01M$101.47M$1.29M
Dividends Paid$257.55M$255.36M$242.45M$232.32M$209.78M$188.79M$180.58M$177.01M$165.45M$144.17M$134.90M
Dividends Per Sharen/a$3.95$3.74$3.58$3.24$2.94$2.85$2.80$2.58$2.25$2.15
Weighted Average Diluted Sharesn/a64.10M64.26M64.40M64.52M64.10M63.00M63.44M64.69M64.66M62.97M
EPS (Basic)n/a$9.92$8.88$9.11$8.84$6.79$5.11$6.89$6.97$5.56$4.73

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