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AmeriServ Financial Inc (ASRV)

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SEC name AMERISERV FINANCIAL INC /PA/ · CIK 0000707605 · Nasdaq · National Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated PA
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, AmeriServ Financial Inc reported revenue of $14.63M. Revenue fell 6.3% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $15.04M.

Key ratios (year ended 2025-12-31)

38.3%
Net margin
4.7%
Return on year-end equity
-6.3%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-10-20

Headquarters locality: Johnstown · View on map

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$15.04M$14.63M$15.62M$14.49M$14.74M$14.97M$12.82M$12.76M$12.80Mn/an/a
Depreciation & Amortizationn/a$1.70M$1.70M$1.70M$1.70M$1.70M$1.60M$1.50M$1.50Mn/an/a
Net Income$8.52M$5.61M$3.60M-$3.35M$7.45M$7.07M$4.60M$6.03M$7.77M$3.29M$2.31M
EPS (Diluted)n/a$0.34$0.21-$0.20$0.43$0.41$0.27$0.35$0.43$0.18$0.12
Total Assets$1.46B$1.45B$1.42B$1.39B$1.36B$1.34B$1.28B$1.17B$1.16B$1.17B$1.15B
Total Liabilities$1.34B$1.33B$1.32B$1.29B$1.26B$1.22B$1.18B$1.07B$1.06B$1.07B$1.06B
Shareholders' Equity$123.08M$119.31M$107.25M$102.28M$106.18M$116.55M$104.40M$98.61M$97.98M$95.10M$95.39M
Cash & Equivalentsn/an/an/an/an/an/a$31.50M$22.17M$34.89M$34.19M$34.07M
Operating Cash Flow$1.89M$3.19M$2.69M$6.29M$5.21M$9.94M-$1.37M$4.89M$7.98M$7.52M$6.59M
Capital Expendituresn/a$1.12M$1.71M$1.38M$2.08M$1.24M$1.32M$2.82M$2.14M$2.71M$1.38M
Free Cash Flown/a$2.06M$976.0K$4.91M$3.13M$8.70M-$2.70M$2.07M$5.84M$4.82M$5.21M
Share Repurchasesn/an/a$1.51Mn/an/an/an/an/an/an/an/a
Dividends Paid$2.01M$1.98M$2.02M$2.06M$1.97M$1.71M$1.72M$1.64M$1.35M$1.11M$945.0K
Shares Outstanding16.96M16.52M16.52M17.15M17.12M17.08M17.06M17.06M17.62M18.13M18.90M
Dividends Per Sharen/a$0.12$0.12$0.12$0.12$0.10$0.10$0.095$0.075$0.06$0.05
Weighted Average Diluted Sharesn/a16.53M16.80M17.14M17.15M17.11M17.06M17.44M18.04M18.60M18.95M
EPS (Basic)n/a$0.34$0.21-$0.20$0.44$0.41$0.27$0.35$0.43$0.18$0.12

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