AMERISERV FINANCIAL INC /PA/ (ASRV)

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CIK 0000707605 · Nasdaq · National Commercial Banks

  • Sector Finance & Real Estate
  • Incorporated PA
  • Fiscal year ends Dec 31

In fiscal 2025, AMERISERV FINANCIAL INC /PA/ reported revenue of $14.63M, down 6.3% from the prior year. The company was profitable, with a net margin of 38.3%. It held $1.45B in total assets against $1.33B in total liabilities.

Key ratios (FY2025)

38.3%
Net margin
4.7%
Return on equity
-6.3%
Revenue growth (YoY)
Metric (FY)2025202420232022202120202019201820172016
Revenue$14.63M$15.62M$14.49M$14.74M$14.97M$12.82M$12.76M$12.80M
Net Income$5.61M$3.60M-$3.35M$7.45M$7.07M$4.60M$6.03M$7.77M$3.29M$2.31M
EPS (Diluted)$0.34$0.21$-0.20$0.43$0.41$0.27$0.35$0.43$0.18$0.12
Total Assets$1.45B$1.42B$1.39B$1.36B$1.34B$1.28B$1.17B$1.16B$1.17B$1.15B
Total Liabilities$1.33B$1.32B$1.29B$1.26B$1.22B$1.18B$1.07B$1.06B$1.07B$1.06B
Shareholders' Equity$119.31M$107.25M$102.28M$106.18M$116.55M$104.40M$98.61M$97.98M$95.10M$95.39M
Cash & Equivalents$31.50M$22.17M$34.89M$34.19M$34.07M
Operating Cash Flow$3.19M$2.69M$6.29M$5.21M$9.94M-$1.37M$4.89M$7.98M$7.52M$6.59M
Shares Outstanding16.53M16.80M17.14M17.15M17.11M17.06M17.44M18.04M18.60M18.95M
Dividends Per Share$0.12$0.12$0.12$0.12$0.10$0.10$0.10$0.07$0.06$0.05