Compare

Western New England Bancorp, Inc. vs Ponce Financial Group, Inc. vs Waterstone Financial, Inc. vs Finward Bancorp

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Western New England Bancorp, Inc. WNEBRevenue covers only part of its income (partial revenue)	Ponce Financial Group, Inc. PDLB	Waterstone Financial, Inc. WSBF	Finward Bancorp FNWD
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$15.27M	$28.70M	$26.40M	$8.09M
EPS (Diluted)	$0.75	$1.20	$1.48	$1.88
Operating cash flow	$18.21M	$55.59M	$24.18M	$9.90M
Free cash flow	$17.14M	$54.62M	$23.02M	$9.05M
Cash & equivalents	n/a	$126.15M	n/a	n/a
Total assets	$2.74B	$3.22B	$2.26B	$2.02B
Total liabilities	$2.49B	$2.68B	$1.91B	$1.85B
Shareholders' equity	$247.64M	$541.55M	$349.39M	$174.66M
Return on year-end equity	6.2%	5.3%	7.6%	4.6%
Shares outstanding	20.37M	24.14M	18.36M	4.33M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Western New England Bancorp, Inc.	Ponce Financial Group, Inc.	Waterstone Financial, Inc.	Finward Bancorp
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a