Compare

Western New England Bancorp, Inc. vs Northrim Bancorp Inc vs Waterstone Financial, Inc. vs Farmers & Merchants Bancorp Inc

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Western New England Bancorp, Inc. WNEBRevenue covers only part of its income (partial revenue)	Northrim Bancorp Inc NRIM	Waterstone Financial, Inc. WSBF	Farmers & Merchants Bancorp Inc FMAO
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	$255.58M	n/a	n/a
Revenue growth (YoY)	n/a	+30.4%	n/a	n/a
Gross margin	n/a	81.7%	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	25.3%	n/a	n/a
Net income	$15.27M	$64.61M	$26.40M	$33.31M
EPS (Diluted)	$0.75	$2.87	$1.48	$2.43
Operating cash flow	$18.21M	$139.34M	$24.18M	$36.74M
Free cash flow	$17.14M	$133.87M	$23.02M	$34.97M
Cash & equivalents	n/a	n/a	n/a	n/a
Total assets	$2.74B	$3.29B	$2.26B	$3.43B
Total liabilities	$2.49B	$2.96B	$1.91B	$3.06B
Shareholders' equity	$247.64M	$326.54M	$349.39M	$370.86M
Return on year-end equity	6.2%	19.8%	7.6%	9.0%
Shares outstanding	20.37M	22.11M	18.36M	13.75M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Western New England Bancorp, Inc.	Northrim Bancorp Inc	Waterstone Financial, Inc.	Farmers & Merchants Bancorp Inc
Latest	n/a	$255.58M Ended 2025-12-31	n/a	n/a
1 year earlier	n/a	$195.96M Ended 2024-12-31	n/a	n/a
2 years earlier	n/a	$158.33M Ended 2023-12-31	n/a	n/a
3 years earlier	n/a	$134.41M Ended 2022-12-31	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a