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Uscb Financial Holdings, Inc. vs C & F Financial Corp vs Chemung Financial Corp vs Orange County Bancorp, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Uscb Financial Holdings, Inc. USCB	C & F Financial Corp CFFI	Chemung Financial Corp CHMG	Orange County Bancorp, Inc. OBT
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	$140.84M	n/a	n/a
Revenue growth (YoY)	n/a	+10.6%	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	19.1%	n/a	n/a
Net income	$26.10M	$26.84M	$15.10M	$41.61M
EPS (Diluted)	$1.33	$8.29	$3.14	$3.33
Operating cash flow	$42.80M	$24.49M	$45.50M	$43.85M
Free cash flow	$42.50M	$22.16M	$43.81M	$41.33M
Cash & equivalents	$38.48M	n/a	$50.10M	n/a
Total assets	$2.79B	$2.77B	$2.71B	$2.66B
Total liabilities	$2.57B	$2.51B	$2.46B	$2.38B
Shareholders' equity	$217.18M	$261.75M	$254.71M	$284.36M
Return on year-end equity	12.0%	10.3%	5.9%	14.6%
Shares outstanding	n/a	3.25M	n/a	13.37M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Uscb Financial Holdings, Inc.	C & F Financial Corp	Chemung Financial Corp	Orange County Bancorp, Inc.
Latest	n/a	$140.84M Ended 2025-12-31	n/a	n/a
1 year earlier	n/a	$127.31M Ended 2024-12-31	n/a	n/a
2 years earlier	n/a	$127.32M Ended 2023-12-31	n/a	n/a
3 years earlier	n/a	$122.68M Ended 2022-12-31	n/a	n/a
4 years earlier	n/a	$135.20M Ended 2021-12-31	n/a	n/a