Compare

Smartfinancial Inc. vs Wilson Bank Holding Co vs Westamerica Bancorporation vs Financial Institutions Inc

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Smartfinancial Inc. SMBK	Wilson Bank Holding Co WBHC	Westamerica Bancorporation WABC	Financial Institutions Inc FISI
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	$357.46M	n/a	n/a
Revenue growth (YoY)	n/a	+14.2%	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	21.2%	n/a	n/a
Net income	$50.35M	$75.70M	$116.17M	$74.87M
EPS (Diluted)	$2.98	$6.26	$4.52	$3.61
Operating cash flow	$61.72M	$89.95M	$121.90M	$18.80M
Free cash flow	$59.34M	$86.25M	$119.65M	$13.25M
Cash & equivalents	$464.42M	$367.35M	n/a	$108.75M
Total assets	$5.86B	$5.88B	$5.96B	$6.27B
Total liabilities	$5.31B	$5.30B	$5.03B	$5.65B
Shareholders' equity	$552.38M	$581.68M	$933.51M	$628.85M
Return on year-end equity	9.1%	13.0%	12.4%	11.9%
Shares outstanding	17.03M	12.15M	24.62M	n/a

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Smartfinancial Inc.	Wilson Bank Holding Co	Westamerica Bancorporation	Financial Institutions Inc
Latest	n/a	$357.46M Ended 2025-12-31	n/a	n/a
1 year earlier	n/a	$313.07M Ended 2024-12-31	n/a	n/a
2 years earlier	n/a	$250.87M Ended 2023-12-31	n/a	n/a
3 years earlier	n/a	$184.82M Ended 2022-12-31	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a