Compare
Skyward Specialty Insurance Group, Inc. vs Root, Inc. vs Safety Insurance Group Inc vs Universal Insurance Holdings, Inc.
| Latest fiscal year | Skyward Specialty Insurance Group, Inc. SKWD | Root, Inc. ROOT | Safety Insurance Group Inc SAFT | Universal Insurance Holdings, Inc. UVE |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $1.42B | $1.52B | $1.26B | $1.60B |
| Revenue growth (YoY) | +23.2% | +29.0% | +12.8% | +5.5% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | 4.1% | n/a | n/a |
| Net margin | 12.0% | 2.7% | 7.9% | 11.4% |
| Net income | $170.03M | $40.30M | $99.25M | $182.95M |
| EPS (Diluted) | $4.07 | $2.36 | $6.70 | $6.32 |
| Operating cash flow | $408.08M | $206.50M | $194.50M | $381.49M |
| Free cash flow | $402.62M | $206.50M | $191.99M | $377.06M |
| Cash & equivalents | $168.54M | $669.30M | $73.90M | $408.87M |
| Total assets | $4.79B | $1.67B | $2.47B | $2.84B |
| Total liabilities | $3.78B | $1.28B | $1.58B | $2.29B |
| Shareholders' equity | $1.01B | $284.30M | $892.31M | $551.03M |
| Return on year-end equity | 16.8% | 14.2% | 11.1% | 33.2% |
| Shares outstanding | 40.51M | n/a | n/a | 28.01M |
Revenue, most recent five fiscal years
| Fiscal year | Skyward Specialty Insurance Group, Inc. | Root, Inc. | Safety Insurance Group Inc | Universal Insurance Holdings, Inc. |
|---|---|---|---|---|
| Latest | $1.42B Ended 2025-12-31 | $1.52B Ended 2025-12-31 | $1.26B Ended 2025-12-31 | $1.60B Ended 2025-12-31 |
| 1 year earlier | $1.15B Ended 2024-12-31 | $1.18B Ended 2024-12-31 | $1.12B Ended 2024-12-31 | $1.52B Ended 2024-12-31 |
| 2 years earlier | $885.97M Ended 2023-12-31 | $455.00M Ended 2023-12-31 | $930.96M Ended 2023-12-31 | $1.39B Ended 2023-12-31 |
| 3 years earlier | $642.42M Ended 2022-12-31 | $310.80M Ended 2022-12-31 | $797.56M Ended 2022-12-31 | $1.22B Ended 2022-12-31 |
| 4 years earlier | $550.18M Ended 2021-12-31 | $345.40M Ended 2021-12-31 | $884.91M Ended 2021-12-31 | $1.12B Ended 2021-12-31 |