Compare
Safety Insurance Group Inc vs United Fire Group Inc vs Universal Insurance Holdings, Inc. vs Horace Mann Educators Corp
| Latest fiscal year | Safety Insurance Group Inc SAFT | United Fire Group Inc UFCS | Universal Insurance Holdings, Inc. UVE | Horace Mann Educators Corp HMN |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $1.26B | $1.39B | $1.60B | $1.70B |
| Revenue growth (YoY) | +12.8% | +10.6% | +5.5% | +6.7% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | n/a | n/a | n/a |
| Net margin | 7.9% | 8.5% | 11.4% | 9.5% |
| Net income | $99.25M | $118.19M | $182.95M | $162.10M |
| EPS (Diluted) | $6.70 | $4.48 | $6.32 | $3.90 |
| Operating cash flow | $194.50M | $269.74M | $381.49M | $553.20M |
| Free cash flow | $191.99M | n/a | $377.06M | n/a |
| Cash & equivalents | $73.90M | $156.33M | $408.87M | $27.50M |
| Total assets | $2.47B | $3.84B | $2.84B | $15.27B |
| Total liabilities | $1.58B | $2.90B | $2.29B | $13.78B |
| Shareholders' equity | $892.31M | $941.17M | $551.03M | $1.48B |
| Return on year-end equity | 11.1% | 12.6% | 33.2% | 10.9% |
| Shares outstanding | n/a | 25.52M | 28.01M | n/a |
Revenue, most recent five fiscal years
| Fiscal year | Safety Insurance Group Inc | United Fire Group Inc | Universal Insurance Holdings, Inc. | Horace Mann Educators Corp |
|---|---|---|---|---|
| Latest | $1.26B Ended 2025-12-31 | $1.39B Ended 2025-12-31 | $1.60B Ended 2025-12-31 | $1.70B Ended 2025-12-31 |
| 1 year earlier | $1.12B Ended 2024-12-31 | $1.25B Ended 2024-12-31 | $1.52B Ended 2024-12-31 | $1.60B Ended 2024-12-31 |
| 2 years earlier | $930.96M Ended 2023-12-31 | $1.10B Ended 2023-12-31 | $1.39B Ended 2023-12-31 | $1.49B Ended 2023-12-31 |
| 3 years earlier | $797.56M Ended 2022-12-31 | $980.29M Ended 2022-12-31 | $1.22B Ended 2022-12-31 | $1.38B Ended 2022-12-31 |
| 4 years earlier | $884.91M Ended 2021-12-31 | $1.07B Ended 2021-12-31 | $1.12B Ended 2021-12-31 | $1.33B Ended 2021-12-31 |