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Ponce Financial Group, Inc. vs Northrim Bancorp Inc vs First Guaranty Bancshares, Inc. vs Waterstone Financial, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Ponce Financial Group, Inc. PDLB	Northrim Bancorp Inc NRIM	First Guaranty Bancshares, Inc. FGBI	Waterstone Financial, Inc. WSBF
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	$255.58M	n/a	n/a
Revenue growth (YoY)	n/a	+30.4%	n/a	n/a
Gross margin	n/a	81.7%	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	25.3%	n/a	n/a
Net income	$28.70M	$64.61M	-$56.02M	$26.40M
EPS (Diluted)	$1.20	$2.87	n/a	$1.48
Operating cash flow	$55.59M	$139.34M	-$8.28M	$24.18M
Free cash flow	$54.62M	$133.87M	-$9.98M	$23.02M
Cash & equivalents	$126.15M	n/a	n/a	n/a
Total assets	$3.22B	$3.29B	$4.08B	$2.26B
Total liabilities	$2.68B	$2.96B	$3.85B	$1.91B
Shareholders' equity	$541.55M	$326.54M	$226.22M	$349.39M
Return on year-end equity	5.3%	19.8%	-24.8%	7.6%
Shares outstanding	24.14M	22.11M	15.79M	18.36M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Ponce Financial Group, Inc.	Northrim Bancorp Inc	First Guaranty Bancshares, Inc.	Waterstone Financial, Inc.
Latest	n/a	$255.58M Ended 2025-12-31	n/a	n/a
1 year earlier	n/a	$195.96M Ended 2024-12-31	n/a	n/a
2 years earlier	n/a	$158.33M Ended 2023-12-31	n/a	n/a
3 years earlier	n/a	$134.41M Ended 2022-12-31	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a