Compare

Pathfinder Bancorp, Inc. vs F&M Bank Corp vs Richmond Mutual Bancorporation, Inc. vs First Keystone Corp

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Pathfinder Bancorp, Inc. PBHC	F&M Bank Corp FMBM	Richmond Mutual Bancorporation, Inc. RMBI	First Keystone Corp FKYS
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	-$1.93M	$11.23M	$11.58M	$6.15M
EPS (Diluted)	n/a	$3.16	$1.17	$0.99
Operating cash flow	$11.68M	$16.50M	$15.97M	$11.16M
Free cash flow	$10.42M	$15.78M	$14.61M	$10.85M
Cash & equivalents	n/a	n/a	$33.13M	$121.25M
Total assets	$1.43B	$1.37B	$1.53B	$1.53B
Total liabilities	$1.30B	$1.27B	$1.38B	$1.42B
Shareholders' equity	$122.45M	$104.79M	$145.78M	$113.06M
Return on year-end equity	-1.6%	10.7%	7.9%	5.4%
Shares outstanding	4.75M	3.56M	10.50M	6.27M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Pathfinder Bancorp, Inc.	F&M Bank Corp	Richmond Mutual Bancorporation, Inc.	First Keystone Corp
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a