Compare

OP Bancorp vs BayCom Corp vs Chemung Financial Corp vs C & F Financial Corp

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	OP Bancorp OPBKRevenue covers only part of its income (partial revenue)	BayCom Corp BCML	Chemung Financial Corp CHMG	C & F Financial Corp CFFI
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	$140.84M
Revenue growth (YoY)	n/a	n/a	n/a	+10.6%
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	19.1%
Net income	$25.64M	$23.93M	$15.10M	$26.84M
EPS (Diluted)	$1.72	$2.18	$3.14	$8.29
Operating cash flow	$26.16M	$31.83M	$45.50M	$24.49M
Free cash flow	$23.36M	$30.09M	$43.81M	$22.16M
Cash & equivalents	$167.31M	n/a	$50.10M	n/a
Total assets	$2.65B	$2.59B	$2.71B	$2.77B
Total liabilities	$2.42B	$2.26B	$2.46B	$2.51B
Shareholders' equity	$227.89M	$338.55M	$254.71M	$261.75M
Return on year-end equity	11.2%	7.1%	5.9%	10.3%
Shares outstanding	14.89M	10.89M	n/a	3.25M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	OP Bancorp	BayCom Corp	Chemung Financial Corp	C & F Financial Corp
Latest	n/a	n/a	n/a	$140.84M Ended 2025-12-31
1 year earlier	n/a	n/a	n/a	$127.31M Ended 2024-12-31
2 years earlier	n/a	n/a	n/a	$127.32M Ended 2023-12-31
3 years earlier	n/a	n/a	n/a	$122.68M Ended 2022-12-31
4 years earlier	n/a	n/a	n/a	$135.20M Ended 2021-12-31