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Lake Shore Bancorp, Inc. vs Carver Bancorp Inc vs BV Financial, Inc. vs Bancorp 34, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Lake Shore Bancorp, Inc. LSBK	Carver Bancorp Inc CARV	BV Financial, Inc. BVFL	Bancorp 34, Inc. BCTFLast annual report: year ended 2024-12-31
Year ended	2025-12-31	2025-03-31	2025-12-31	2024-12-31
Revenue	n/a	$3.00M	n/a	n/a
Revenue growth (YoY)	n/a	+1.5%	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	-457.7%	n/a	n/a
Net income	$7.27M	-$13.74M	$13.49M	$1.69M
EPS (Diluted)	$0.97	-$2.65	$1.43	$0.25
Operating cash flow	$8.00M	-$12.61M	$19.02M	$2.97M
Free cash flow	n/a	-$12.94M	$18.79M	$2.47M
Cash & equivalents	$64.28M	$50.31M	$55.70M	n/a
Total assets	$727.32M	$729.99M	$912.21M	$918.10M
Total liabilities	$585.68M	$700.41M	$728.41M	$831.58M
Shareholders' equity	$141.64M	$29.58M	$183.80M	$86.52M
Return on year-end equity	5.1%	-46.5%	7.3%	2.0%
Shares outstanding	7.84M	5.28M	8.85M	n/a

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Lake Shore Bancorp, Inc.	Carver Bancorp Inc	BV Financial, Inc.	Bancorp 34, Inc.
Latest	n/a	$3.00M Ended 2025-03-31	n/a	n/a
1 year earlier	n/a	$2.96M Ended 2024-03-31	n/a	n/a
2 years earlier	n/a	$2.90M Ended 2023-03-31	n/a	n/a
3 years earlier	n/a	$4.98M Ended 2022-03-31	n/a	n/a
4 years earlier	n/a	$4.20M Ended 2021-03-31	n/a	n/a