Compare
Kinsale Capital Group, Inc. vs RLI Corp vs Universal Insurance Holdings, Inc. vs Root, Inc.
| Latest fiscal year | Kinsale Capital Group, Inc. KNSL | RLI Corp RLI | Universal Insurance Holdings, Inc. UVE | Root, Inc. ROOT |
|---|---|---|---|---|
| Year ended | 2025-12-31 | 2025-12-31 | 2025-12-31 | 2025-12-31 |
| Revenue | $1.87B | $1.88B | $1.60B | $1.52B |
| Revenue growth (YoY) | +18.0% | +6.3% | +5.5% | +29.0% |
| Gross margin | n/a | n/a | n/a | n/a |
| Operating margin | n/a | n/a | n/a | 4.1% |
| Net margin | 26.9% | 21.4% | 11.4% | 2.7% |
| Net income | $503.61M | $403.34M | $182.95M | $40.30M |
| EPS (Diluted) | $21.65 | $4.37 | $6.32 | $2.36 |
| Operating cash flow | $1.04B | $614.22M | $381.49M | $206.50M |
| Free cash flow | $990.05M | $608.70M | $377.06M | $206.50M |
| Cash & equivalents | n/a | n/a | $408.87M | $669.30M |
| Total assets | $6.04B | $6.16B | $2.84B | $1.67B |
| Total liabilities | $4.08B | $4.38B | $2.29B | $1.28B |
| Shareholders' equity | $1.96B | $1.78B | $551.03M | $284.30M |
| Return on year-end equity | 25.7% | 22.7% | 33.2% | 14.2% |
| Shares outstanding | 23.15M | 91.88M | 28.01M | n/a |
Revenue, most recent five fiscal years
| Fiscal year | Kinsale Capital Group, Inc. | RLI Corp | Universal Insurance Holdings, Inc. | Root, Inc. |
|---|---|---|---|---|
| Latest | $1.87B Ended 2025-12-31 | $1.88B Ended 2025-12-31 | $1.60B Ended 2025-12-31 | $1.52B Ended 2025-12-31 |
| 1 year earlier | $1.59B Ended 2024-12-31 | $1.77B Ended 2024-12-31 | $1.52B Ended 2024-12-31 | $1.18B Ended 2024-12-31 |
| 2 years earlier | $1.22B Ended 2023-12-31 | $1.51B Ended 2023-12-31 | $1.39B Ended 2023-12-31 | $455.00M Ended 2023-12-31 |
| 3 years earlier | $838.80M Ended 2022-12-31 | $1.70B Ended 2022-12-31 | $1.22B Ended 2022-12-31 | $310.80M Ended 2022-12-31 |
| 4 years earlier | $653.47M Ended 2021-12-31 | $1.18B Ended 2021-12-31 | $1.12B Ended 2021-12-31 | $345.40M Ended 2021-12-31 |