Compare

First Northern Community Bancorp vs Finward Bancorp vs Citizens Community Bancorp Inc. vs Waterstone Financial, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	First Northern Community Bancorp FNRN	Finward Bancorp FNWD	Citizens Community Bancorp Inc. CZWI	Waterstone Financial, Inc. WSBF
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$21.13M	$8.09M	$14.42M	$26.40M
EPS (Diluted)	$1.27	$1.88	$1.46	$1.48
Operating cash flow	$6.90M	$9.90M	$11.69M	$24.18M
Free cash flow	$5.20M	$9.05M	$10.38M	$23.02M
Cash & equivalents	$145.55M	n/a	$118.85M	n/a
Total assets	$1.91B	$2.02B	$1.78B	$2.26B
Total liabilities	$1.70B	$1.85B	$1.59B	$1.91B
Shareholders' equity	$212.02M	$174.66M	$187.94M	$349.39M
Return on year-end equity	10.0%	4.6%	7.7%	7.6%
Shares outstanding	16.41M	4.33M	9.62M	18.36M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	First Northern Community Bancorp	Finward Bancorp	Citizens Community Bancorp Inc.	Waterstone Financial, Inc.
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a