Compare

F&M Bank Corp vs GBank Financial Holdings Inc. vs Pathfinder Bancorp, Inc. vs BayFirst Financial Corp.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	F&M Bank Corp FMBM	GBank Financial Holdings Inc. GBFH	Pathfinder Bancorp, Inc. PBHC	BayFirst Financial Corp. BAFN
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$11.23M	$20.93M	-$1.93M	-$24.57M
EPS (Diluted)	$3.16	$1.44	n/a	-$6.32
Operating cash flow	$16.50M	$9.64M	$11.68M	$288.83M
Free cash flow	$15.78M	$9.14M	$10.42M	$288.54M
Cash & equivalents	n/a	n/a	n/a	$206.98M
Total assets	$1.37B	$1.36B	$1.43B	$1.29B
Total liabilities	$1.27B	$1.19B	$1.30B	$1.21B
Shareholders' equity	$104.79M	$165.75M	$122.45M	$81.58M
Return on year-end equity	10.7%	12.6%	-1.6%	-30.1%
Shares outstanding	3.56M	14.39M	4.75M	4.11M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	F&M Bank Corp	GBank Financial Holdings Inc.	Pathfinder Bancorp, Inc.	BayFirst Financial Corp.
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a