Compare

Citizens Community Bancorp Inc. vs First Northern Community Bancorp vs Waterstone Financial, Inc. vs Magyar Bancorp, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Citizens Community Bancorp Inc. CZWI	First Northern Community Bancorp FNRN	Waterstone Financial, Inc. WSBF	Magyar Bancorp, Inc. MGYR
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-09-30
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$14.42M	$21.13M	$26.40M	$9.76M
EPS (Diluted)	$1.46	$1.27	$1.48	$1.56
Operating cash flow	$11.69M	$6.90M	$24.18M	$10.39M
Free cash flow	$10.38M	$5.20M	$23.02M	$9.81M
Cash & equivalents	$118.85M	$145.55M	n/a	$7.09M
Total assets	$1.78B	$1.91B	$2.26B	$997.66M
Total liabilities	$1.59B	$1.70B	$1.91B	$878.82M
Shareholders' equity	$187.94M	$212.02M	$349.39M	$118.84M
Return on year-end equity	7.7%	10.0%	7.6%	8.2%
Shares outstanding	9.62M	16.41M	18.36M	6.48M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Citizens Community Bancorp Inc.	First Northern Community Bancorp	Waterstone Financial, Inc.	Magyar Bancorp, Inc.
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a