Compare

Citizens Community Bancorp Inc. vs First Northern Community Bancorp vs Riverview Bancorp Inc vs Waterstone Financial, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Citizens Community Bancorp Inc. CZWI	First Northern Community Bancorp FNRN	Riverview Bancorp Inc RVSB	Waterstone Financial, Inc. WSBF
Year ended	2025-12-31	2025-12-31	2026-03-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$14.42M	$21.13M	-$4.34M	$26.40M
EPS (Diluted)	$1.46	$1.27	-$0.21	$1.48
Operating cash flow	$11.69M	$6.90M	$12.04M	$24.18M
Free cash flow	$10.38M	$5.20M	$11.25M	$23.02M
Cash & equivalents	$118.85M	$145.55M	$116.87M	n/a
Total assets	$1.78B	$1.91B	$1.46B	$2.26B
Total liabilities	$1.59B	$1.70B	$1.32B	$1.91B
Shareholders' equity	$187.94M	$212.02M	$145.64M	$349.39M
Return on year-end equity	7.7%	10.0%	-3.0%	7.6%
Shares outstanding	9.62M	16.41M	20.56M	18.36M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Citizens Community Bancorp Inc.	First Northern Community Bancorp	Riverview Bancorp Inc	Waterstone Financial, Inc.
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a