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Citizens & Northern Corp vs Citizens Financial Services Inc vs Acnb Corp vs First Community Bankshares Inc

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Citizens & Northern Corp CZNC	Citizens Financial Services Inc CZFSRevenue covers only part of its income (partial revenue)	Acnb Corp ACNB	First Community Bankshares Inc FCBC
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	$191.82M	n/a
Revenue growth (YoY)	n/a	n/a	+45.1%	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	19.3%	n/a
Net income	$23.43M	$36.57M	$37.05M	$48.79M
EPS (Diluted)	n/a	$7.62	$3.60	$2.65
Operating cash flow	$32.00M	$36.53M	$53.64M	$62.74M
Free cash flow	$30.10M	$35.24M	$52.57M	$60.00M
Cash & equivalents	$46.06M	$34.29M	$65.65M	n/a
Total assets	$3.13B	$3.06B	$3.23B	$3.26B
Total liabilities	$2.79B	$2.73B	$2.81B	$2.76B
Shareholders' equity	$341.71M	$338.05M	$419.97M	$500.55M
Return on year-end equity	6.9%	10.8%	8.8%	9.7%
Shares outstanding	17.82M	n/a	10.37M	18.33M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Citizens & Northern Corp	Citizens Financial Services Inc	Acnb Corp	First Community Bankshares Inc
Latest	n/a	n/a	$191.82M Ended 2025-12-31	n/a
1 year earlier	n/a	n/a	$132.19M Ended 2024-12-31	n/a
2 years earlier	n/a	n/a	$115.08M Ended 2023-12-31	n/a
3 years earlier	n/a	n/a	$108.86M Ended 2022-12-31	n/a
4 years earlier	n/a	n/a	n/a	n/a