Compare

Citizens Financial Services Inc vs Citizens & Northern Corp vs Acnb Corp vs PCB Bancorp

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Citizens Financial Services Inc CZFSRevenue covers only part of its income (partial revenue)	Citizens & Northern Corp CZNC	Acnb Corp ACNB	PCB Bancorp PCBRevenue covers only part of its income (partial revenue)
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	$191.82M	n/a
Revenue growth (YoY)	n/a	n/a	+45.1%	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	19.3%	n/a
Net income	$36.57M	$23.43M	$37.05M	$37.45M
EPS (Diluted)	$7.62	n/a	$3.60	$2.58
Operating cash flow	$36.53M	$32.00M	$53.64M	$26.59M
Free cash flow	$35.24M	$30.10M	$52.57M	$24.40M
Cash & equivalents	$34.29M	$46.06M	$65.65M	$207.14M
Total assets	$3.06B	$3.13B	$3.23B	$3.28B
Total liabilities	$2.73B	$2.79B	$2.81B	$2.89B
Shareholders' equity	$338.05M	$341.71M	$419.97M	$390.03M
Return on year-end equity	10.8%	6.9%	8.8%	9.6%
Shares outstanding	n/a	17.82M	10.37M	14.23M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Citizens Financial Services Inc	Citizens & Northern Corp	Acnb Corp	PCB Bancorp
Latest	n/a	n/a	$191.82M Ended 2025-12-31	n/a
1 year earlier	n/a	n/a	$132.19M Ended 2024-12-31	n/a
2 years earlier	n/a	n/a	$115.08M Ended 2023-12-31	n/a
3 years earlier	n/a	n/a	$108.86M Ended 2022-12-31	n/a
4 years earlier	n/a	n/a	n/a	n/a