Compare

Chemung Financial Corp vs Orange County Bancorp, Inc. vs C & F Financial Corp vs OP Bancorp

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Chemung Financial Corp CHMG	Orange County Bancorp, Inc. OBT	C & F Financial Corp CFFI	OP Bancorp OPBKRevenue covers only part of its income (partial revenue)
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	$140.84M	n/a
Revenue growth (YoY)	n/a	n/a	+10.6%	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	19.1%	n/a
Net income	$15.10M	$41.61M	$26.84M	$25.64M
EPS (Diluted)	$3.14	$3.33	$8.29	$1.72
Operating cash flow	$45.50M	$43.85M	$24.49M	$26.16M
Free cash flow	$43.81M	$41.33M	$22.16M	$23.36M
Cash & equivalents	$50.10M	n/a	n/a	$167.31M
Total assets	$2.71B	$2.66B	$2.77B	$2.65B
Total liabilities	$2.46B	$2.38B	$2.51B	$2.42B
Shareholders' equity	$254.71M	$284.36M	$261.75M	$227.89M
Return on year-end equity	5.9%	14.6%	10.3%	11.2%
Shares outstanding	n/a	13.37M	3.25M	14.89M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Chemung Financial Corp	Orange County Bancorp, Inc.	C & F Financial Corp	OP Bancorp
Latest	n/a	n/a	$140.84M Ended 2025-12-31	n/a
1 year earlier	n/a	n/a	$127.31M Ended 2024-12-31	n/a
2 years earlier	n/a	n/a	$127.32M Ended 2023-12-31	n/a
3 years earlier	n/a	n/a	$122.68M Ended 2022-12-31	n/a
4 years earlier	n/a	n/a	$135.20M Ended 2021-12-31	n/a