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Chemung Financial Corp vs C & F Financial Corp vs OP Bancorp vs Uscb Financial Holdings, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Chemung Financial Corp CHMG	C & F Financial Corp CFFI	OP Bancorp OPBKRevenue covers only part of its income (partial revenue)	Uscb Financial Holdings, Inc. USCB
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	$140.84M	n/a	n/a
Revenue growth (YoY)	n/a	+10.6%	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	19.1%	n/a	n/a
Net income	$15.10M	$26.84M	$25.64M	$26.10M
EPS (Diluted)	$3.14	$8.29	$1.72	$1.33
Operating cash flow	$45.50M	$24.49M	$26.16M	$42.80M
Free cash flow	$43.81M	$22.16M	$23.36M	$42.50M
Cash & equivalents	$50.10M	n/a	$167.31M	$38.48M
Total assets	$2.71B	$2.77B	$2.65B	$2.79B
Total liabilities	$2.46B	$2.51B	$2.42B	$2.57B
Shareholders' equity	$254.71M	$261.75M	$227.89M	$217.18M
Return on year-end equity	5.9%	10.3%	11.2%	12.0%
Shares outstanding	n/a	3.25M	14.89M	n/a

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Chemung Financial Corp	C & F Financial Corp	OP Bancorp	Uscb Financial Holdings, Inc.
Latest	n/a	$140.84M Ended 2025-12-31	n/a	n/a
1 year earlier	n/a	$127.31M Ended 2024-12-31	n/a	n/a
2 years earlier	n/a	$127.32M Ended 2023-12-31	n/a	n/a
3 years earlier	n/a	$122.68M Ended 2022-12-31	n/a	n/a
4 years earlier	n/a	$135.20M Ended 2021-12-31	n/a	n/a