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Bank First Corp vs Arrow Financial Corp vs Southern First Bancshares Inc vs Carter Bankshares, Inc.

Latest annual figures from SEC filings. Each company is shown for its own most recent fiscal year, so period ends can differ. Select a figure to see its full history.

Latest fiscal year	Bank First Corp BFC	Arrow Financial Corp AROW	Southern First Bancshares Inc SFSTRevenue covers only part of its income (partial revenue)	Carter Bankshares, Inc. CARERevenue covers only part of its income (partial revenue)
Year ended	2025-12-31	2025-12-31	2025-12-31	2025-12-31
Revenue	n/a	n/a	n/a	n/a
Revenue growth (YoY)	n/a	n/a	n/a	n/a
Gross margin	n/a	n/a	n/a	n/a
Operating margin	n/a	n/a	n/a	n/a
Net margin	n/a	n/a	n/a	n/a
Net income	$71.50M	$43.95M	$30.37M	$31.36M
EPS (Diluted)	$7.23	$2.65	$3.72	$1.38
Operating cash flow	$62.48M	$41.28M	$30.46M	$39.86M
Free cash flow	$51.04M	$36.19M	$29.88M	$31.81M
Cash & equivalents	$243.21M	n/a	n/a	n/a
Total assets	$4.51B	$4.45B	$4.40B	$4.85B
Total liabilities	$3.86B	$4.01B	$4.03B	$4.43B
Shareholders' equity	$643.84M	$431.85M	$368.66M	$419.70M
Return on year-end equity	11.1%	10.2%	8.2%	7.5%
Shares outstanding	9.83M	16.45M	8.21M	22.08M

n/a means the company did not report that line under the concept TickerFacts maps, not that it is zero.

Revenue, most recent five fiscal years

Fiscal year	Bank First Corp	Arrow Financial Corp	Southern First Bancshares Inc	Carter Bankshares, Inc.
Latest	n/a	n/a	n/a	n/a
1 year earlier	n/a	n/a	n/a	n/a
2 years earlier	n/a	n/a	n/a	n/a
3 years earlier	n/a	n/a	n/a	n/a
4 years earlier	n/a	n/a	n/a	n/a