UMB Financial Corp (UMBF)

Name: UMB Financial Corp (UMBF) annual fundamentals
Creator: TickerFacts
License: https://creativecommons.org/publicdomain/zero/1.0/

Also trades as UMBFO. Every security a company lists rests on one set of financial statements, so these figures cover the whole company.

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SEC name UMB FINANCIAL CORP · CIK 0000101382 · Nasdaq · National Commercial Banks

Sector Finance & Real Estate
Incorporated MO
Fiscal year ends Dec 31

Key ratios (year ended 2025-12-31)

9.1%

Return on year-end equity

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Latest selected filing: Form 4 (ownership change) · 2026-09-03

Headquarters locality: Kansas City · View on map

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period ended	TTM to 2026-06-30	2025-12-31	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31
Depreciation & Amortization	$144.63M	$141.77M	$52.77M	$58.72M	$54.02M	$55.75M	$62.80M	$56.26M	$53.12M	$54.88M	$54.56M
Net Income	$942.68M	$702.40M	$441.24M	$350.02M	$431.68M	$353.02M	$286.50M	$243.60M	$195.51M	$247.10M	$158.80M
EPS (Diluted)	n/a	$9.29	$8.99	$7.18	$8.86	$7.24	$5.93	$4.96	$3.93	$4.96	$3.22
Total Assets	$72.26B	$73.09B	$50.41B	$44.01B	$38.51B	$42.69B	$33.13B	$26.56B	$23.35B	$21.77B	$20.68B
Total Liabilities	$64.22B	$65.40B	$46.94B	$40.91B	$35.85B	$39.55B	$30.11B	$23.95B	$21.12B	$19.59B	$18.72B
Long-Term Debt	$480.13M	$474.23M	$385.29M	$383.25M	$381.31M	$271.54M	$269.60M	$70.37M	$82.67M	$79.28M	$76.77M
Shareholders' Equity	$8.03B	$7.69B	$3.47B	$3.10B	$2.67B	$3.15B	$3.02B	$2.61B	$2.23B	$2.18B	$1.96B
Cash & Equivalents	$5.61B	$7.77B	$8.45B	$5.53B	$1.56B	$9.21B	$3.50B	$1.67B	$1.67B	$1.72B	$1.06B
Operating Cash Flow	$1.09B	$1.03B	$225.29M	$472.60M	$769.55M	$534.08M	$373.60M	$339.93M	$295.70M	$326.53M	$296.44M
Capital Expenditures	$48.13M	$48.58M	$20.01M	$23.10M	$51.72M	$33.69M	$60.22M	$72.31M	$57.94M	$36.45M	$50.84M
Free Cash Flow	$1.04B	$978.11M	$205.28M	$449.50M	$717.84M	$500.39M	$313.38M	$267.62M	$237.76M	$290.08M	$245.60M
Share Repurchases	$39.80M	$17.63M	$7.74M	$8.37M	$32.00M	$5.51M	$63.77M	$4.50M	$76.51M	$15.28M	$16.37M
Dividends Paid	$151.23M	$135.62M	$77.13M	$74.25M	$72.03M	$66.75M	$60.28M	$59.44M	$58.28M	$51.88M	$49.04M
Shares Outstanding	75.95M	75.96M	48.81M	48.55M	48.32M	48.43M	48.01M	49.10M	49.12M	49.89M	49.67M
Dividends Per Share	n/a	$1.63	$1.57	$1.53	$1.49	$1.38	$1.25	$1.21	$1.17	$1.04	$0.99
Weighted Average Diluted Shares	n/a	73.67M	49.06M	48.76M	48.75M	48.74M	48.34M	49.09M	49.77M	49.84M	49.28M
EPS (Basic)	n/a	$9.35	$9.05	$7.22	$8.93	$7.31	$5.95	$4.99	$3.97	$5.02	$3.25

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