Open Lending Corp (LPRO)

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CIK 0001806201 · Nasdaq · Personal Credit Institutions

  • Sector Finance & Real Estate
  • Fiscal year ends Dec 31

In fiscal 2025, Open Lending Corp reported revenue of $93.22M, up 288.0% from the prior year. The company ran a net loss, with a net margin of -4.5% and a gross margin of 76.9%. It held $236.68M in total assets against $161.72M in total liabilities.

Key ratios (FY2025)

76.9%
Gross margin
-5.4%
Operating margin
-4.5%
Net margin
-5.7%
Return on equity
+288.0%
Revenue growth (YoY)
Metric (FY)202520242023202220212020201920182017
Revenue$93.22M$24.02M$117.46M$179.59M$215.66M$108.89M$92.85M$52.19M
Cost of Revenue$21.55M$23.86M$22.28M$19.97M$18.62M$9.79M
Gross Profit$71.66M$169.0K$95.18M$159.63M$197.03M$99.11M$85.04M$47.59M
Operating Income-$5.01M-$65.38M$29.07M$97.61M$150.29M$56.72M$62.62M$28.47M
Net Income-$4.24M-$135.01M$22.07M$66.62M$146.08M-$97.56M$62.54M$28.28M
EPS (Diluted)$-0.04$-1.13$0.18$0.53$1.16$-1.09$-2.97
Total Assets$236.68M$296.37M$374.04M$379.63M$318.82M$294.01M$79.19M
Total Liabilities$161.72M$218.28M$168.46M$166.81M$159.84M$267.39M$9.02M
Shareholders' Equity$74.96M$78.09M$205.58M$212.82M$158.98M$26.62M-$234.78M-$133.79M-$74.87M
Cash & Equivalents$176.61M$243.16M$240.21M$204.45M$116.45M$101.51M$7.68M$11.07M
Operating Cash Flow-$3.19M$17.60M$82.66M$107.43M$95.16M$24.64M$41.76M$28.60M
Capital Expenditures$56.0K$165.0K$123.0K$238.0K$111.0K$1.20M$99.0K$106.0K
Shares Outstanding117.66M119.35M118.82M123.65M126.21M126.80M37.63M