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Consumer Portfolio Services, Inc. (CPSS)

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SEC name CONSUMER PORTFOLIO SERVICES, INC. · CIK 0000889609 · Nasdaq · Finance Services

  • Sector Finance & Real Estate
  • Incorporated CA
  • Fiscal year ends Dec 31

For the year ended 2025-12-31, Consumer Portfolio Services, Inc. reported revenue of $434.47M. Revenue grew 10.4% from the prior annual period. Over the twelve months to 2026-06-30, revenue was $451.56M.

Key ratios (year ended 2025-12-31)

4.4%
Net margin
6.2%
Return on year-end equity
10.4%
Revenue growth (YoY)

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Latest selected filing: Form 8-K (current report) · 2026-10-21

Annual financials

Annual flows and balances are grouped by their actual period end. Select a figure to open its SEC filing. n/a means a matching observation is unavailable. Free cash flow is operating cash flow minus capital expenditures, and EBITDA is operating income plus depreciation and amortization, for the same period, computed by TickerFacts.

The first column covers the twelve months to 2026-06-30 from the latest quarterly report: flows are the last fiscal year plus this year to date minus the same months a year earlier, and balances are as of that date. Per-share figures are annual only.

Period endedTTM to
2026-06-30		2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$451.56M$434.47M$393.51M$352.01M$329.71M$267.81M$271.16M$345.80M$389.77M$434.38M$422.28M
Depreciation & Amortization$857.0K$881.0K$862.0K$847.0K$1.62M$1.68M$1.78M$1.08M$992.0K$934.0K$777.0K
Net Income$21.61M$19.32M$19.20M$45.34M$85.98M$47.52M$21.68M$5.41M$14.86M$3.77M$29.30M
EPS (Diluted)n/a$0.80$0.79$1.80$3.23$1.84$0.90$0.22$0.59$0.14$1.01
Total Assets$4.42B$3.86B$3.49B$2.90B$2.75B$2.16B$2.15B$2.54B$2.49B$2.42B$2.41B
Total Liabilities$4.10B$3.55B$3.20B$2.63B$2.52B$1.99B$2.01B$2.34B$2.29B$2.24B$2.22B
Shareholders' Equity$319.25M$309.54M$292.77M$274.67M$228.39M$170.21M$133.36M$202.64M$197.12M$183.94M$186.22M
Cash & Equivalents$7.50M$6.32M$11.71M$6.17M$13.49M$29.93M$13.47M$5.29M$12.79M$12.73M$13.94M
Operating Cash Flow$350.54M$289.00M$233.75M$237.98M$215.93M$198.19M$238.77M$216.78M$216.21M$215.65M$196.33M
Capital Expenditures$1.08M$709.0K$433.0K$559.0K$2.15M$1.98M$24.0K$751.0K$1.08M$669.0K$1.08M
Free Cash Flow$349.46M$288.29M$233.32M$237.42M$213.78M$196.22M$238.74M$216.03M$215.13M$214.98M$195.25M
Share Repurchases$7.23M$8.67M$12.83M$20.27M$46.10M$25.68M$1.22M$1.44M$5.31M$12.35M$10.47M
Shares Outstanding21.60M21.84M21.43M21.17M20.13M21.14M22.74M22.53M22.42M21.49M23.59M
Weighted Average Diluted Sharesn/a24.08M24.32M25.22M26.59M25.78M24.00M24.06M24.99M27.21M29.04M
EPS (Basic)n/a$0.88$0.90$2.17$4.10$2.11$0.96$0.24$0.68$0.17$1.20

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